Is it possible to get a personal Loan and not hurt your credit?


Dear loan adviser.

I am considering getting a personal loan that will help me combine the debts I have on my credit card into a single monthly payment. What are the factors that will impact the rate of interest that I might be given for the loan? How do I proceed to get the lowest rate of interest?


Dear guy,

Your credit score and the money you make are the primary reason you will be eligible for a personal loan.

The lender has no real way of reducing the risk of lending money since a personal loan is unsecured.

Several of your debts can be managed with the help of a personal loan. This might be something you can work with and if it is you should check out offers.